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Find Financial Counseling Centers & Advocacy

Directory of hospital financial navigators, non-profit medical debt counselors, co-pay relief foundations, and cancer patient grant programs.

Overview

Managing the cumulative expenses of antineoplastic infusions, oral specialty pharmacy co-pays, frequent hospitalizations, and diagnostic imaging requires professional financial advocacy. Oncology financial counselors assist patients in optimizing insurance benefits, securing co-pay assistance grants, negotiating hospital billing, and avoiding medical bankruptcy.

National Financial Counseling & Relief Directory

Center / Foundation Scope of Assistance Key Programs & Services Contact & Access
Patient Advocate Foundation (PAF) Insured & underinsured cancer patients Case management financial navigation, Co-Pay Relief (CPR) program, insurance appeals, and medical debt arbitration. (800) 532-5274 | patientadvocate.org
Cancer Financial Assistance Coalition (CFAC) All oncology diagnoses & income levels Comprehensive national search database linking patients directly to diagnostic-specific financial grants. cancerfac.org
HealthWell Foundation Underinsured patients with high medication deductibles Direct financial grants covering specialty medication co-pays, premiums, deductibles, and pediatric therapy expenses. (800) 675-8416 | healthwellfoundation.org
PAN Foundation (Patient Access Network) Rare and common oncologic diagnoses 12-month grants covering out-of-pocket prescription medication costs and transportation subsidies. (866) 316-7268 | panfoundation.org
Family Reach Foundation Low-to-moderate income cancer households Financial handbook, financial planning consultations with Certified Financial Planners (CFPs), and emergency relief funds. (857) 233-2764 | familyreach.org

How Financial Navigators Assist Patients

  • Insurance Policy Audits: Analyzing annual deductibles, Maximum Out-of-Pocket limits, and identifying covered specialty pharmacy tiers.
  • Charity Care & Sliding Scale Enrollment: Enrolling eligible patients in hospital-specific financial hardship assistance programs mandated by non-profit healthcare guidelines.
  • Prior Authorization Appeals: Working alongside the oncology care team to draft Letters of Medical Necessity when insurers deny coverage for targeted medications.
  • Disability Paperwork (SSDI/SSI): Guiding patients through Compassionate Allowances filings for rapid disability determination.
Financial Guidance Center → Second Opinion Assistance Find Insurance
For detailed guidance on insurance terminology and patient rights, visit our comprehensive Cancer Financial Guidance Center.